Many McIlvain staff members have volunteered for Habitat project builds over the years, and Kelli Hoffman has served on the Trinity Habitat Board since 2013. The need for safe and affordable housing for low-income families in Trinity Habitat’s four-county service area is overwhelming. Trinity builds homes in partnership with low-income families that earn between 30% and 60% of Area Median Income (AMI). Trinity Habitat families average 3 persons and on average earn $26,544 annually, placing them at 45% of AMI.
Most Habitat homes are about 1,150 square feet with three bedrooms, two bathrooms and a one-car garage and are built with high-quality materials to reduce future maintenance costs. Trinity Habitat is the sole lender for all mortgages, and funds are loaned at zero interest for 20 to 30 years. The average monthly mortgage payment is $400-$450, including homeowners insurance and property taxes.